Overall, ratings for the MINT credit cards are fairly good. Comments have included excellent customer service and a large number of people appreciate the quality of the services, including the true 0% on balance transfers. With just a 15% APR on variable, it is certainly an attractive offer.

 Applying for a MINT credit card has never been easier. Now you can apply online and in minutes you’ll know if you are approved. A MINT credit card acts like any other sort of credit card. Like most credit cards, you can pay your bill online or via the telephone. Like any other credit card, make sure you keep your MINT credit card secure. Keep a close eye on it to make sure it is never lost or stolen. When giving a MINT credit card to someone, watch how he or she handles it.

Never give out the number or give out any information regarding your credit card to anyone who might call you pretending to be the MINT credit card company or the Royal Bank of Scotland. They will not ask you for you pin number, full credit card number or any full-length information. If you are unsure if a call coming in from somewhere is really MINT or the Royal Bank of Scotland, hang up and call back the bank on the number from your card, bill or from the website directly. As with any credit card, be sure to pay your MINT credit card on time.

There are usually bonus rewards for paying your credit card on time. The credit cards are for anyone over the age of 18, who resides in the United Kingdome and earning at least £10,000 per year. If you like the MINT credit card, check out the Royal Bank of Scotland’s other services, like motor and home insurance.